About Us

Steffel & Young focuses on acquiring discounted seller-financed real estate notes. We are preparing a private investment vehicle that, once launched, is expected to target income-producing residential mortgages with established borrower payment histories and disciplined underwriting standards, with the objective of pursuing favorable risk-adjusted outcomes.
Investments involve risk, including possible loss of principal. Past performance is not indicative of future results.

Disciplined Acquisition and Underwriting

We maintain strict underwriting standards with the objective of pursuing risk-adjusted outcomes. Our approach focuses on quality over quantity, ensuring each opportunity meets our institutional-level criteria.
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• First-position real estate notes
• Seasoned payment history
• Strong borrower credit profiles
• Conservative loan-to-value ratios
• Diversified geographic exposure

Experienced Professionals with
‍Proven Real Estate Expertise

Our founding partners bring decades of combined experience in real estate development, acquisitions, finance, underwriting, and institutional investment management.

We work exclusively with accredited investors, family offices, and qualified institutions seeking opportunities in asset-backed real estate notes.

Steven Steffel

Co-Founder,  Managing Partner

Mr. Steffel serves as Managing Partner of Steffel & Young, LLC, where he leads the firm's acquisition, underwriting, and structuring of seller-financed mortgage notes, providing liquidity and strategic flexibility to note sellers. With over a decade of experience in real estate and finance, he has built and managed multiple ventures, including turnkey rental platforms, fix-and-flip operations, and the specialty note investment firm Strong Stone Capital. A principal buyer and fund manager, he drives portfolio growth through disciplined underwriting, capital structuring, and value-creation strategies. Specializing in acquiring, underwriting, and structuring seller-financed mortgage notes, enabling note sellers to liquidate all or part of their investments quickly and efficiently. Mr. Steffel holds a B.S. in Professional Marketing with a minor in Professional Sales from the University of North Alabama and has completed the Wharton Real Estate Investing & Analysis Program.

Adam Young

Co-Founder,  Managing Partner

Mr. Young serves as Managing Partner of Steffel & Young, LLC. In that capacity, Mr. Young along with Mr. Steffel is responsible for setting the firm's strategic direction, securing capital, sourcing investment opportunities and overseeing investor relations. Prior to establishing Steffel & Young, Mr. Young was a Founder and Managing Partner of Phoenix Capital where he acted as a real estate principal for over 3 decades, developing condominiums and acquiring multifamily properties. He has acted as an intermediary and joint venture partner, connecting lending institutions disposing of non-performing loans and REO properties with family offices, investment firms, and hedge funds seeking to acquire such assets. Mr. Young's academic background includes a BA degree in economics from Harvard University and a Masters degree in Real Estate Development from Columbia University.

The Steffel & Young Income Fund focuses on acquiring discounted seller-financed real estate notes.
We target income-producing residential mortgages with established borrower payment histories and underwriting standards designed to pursue favorable yield potential.