Privacy Policy

‍Effective Date: July 1, 2025

Steffel Young ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website https://steffelyoung.com/ ("Site").

By using this Site, you agree to the practices described in this policy.

1. Information We Collect

Steffel & Young collects information necessary to provide investment services and comply with regulatory requirements, including:

a. Personal Information (if submitted by you):

  • Name, address, phone number, email address
  • Social Security number or Tax ID
  • Date of birth and citizenship status
  • Employment and income information
  • Net worth and investment experience
  • Bank account and financial institution information

b. Investment Information:

  • Investment objectives and risk tolerance
  • Investment history and preferences
  • Transaction records and account statements
  • Communication records

b. Website Information:

  • IP address and browser information
  • Website usage patterns and preferences
  • Cookies and tracking technologies

This information may be collected using cookies, analytics tools (e.g., Google Analytics), or server logs.
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2. How We Use Your Information

We use the collected information to:

  • Verify accredited investor status
  • Process investment subscriptions and transactions
  • Provide investment management services
  • Communicate about investments and market conditions
  • Comply with regulatory reporting requirements
  • Improve our services and website functionality
  • Conduct anti-money laundering and know-your-customer checks

We do not sell, rent, or trade your personal information to third parties.
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3. Information Sharing and Disclosure

We may share your information with:

Service Providers:

  • Fund administrators and custodians
  • Legal and accounting professionals
  • Technology service providers
  • Compliance and regulatory consultants

Regulatory Authorities:

  • SEC, FINRA, and other regulatory bodies as required
  • Tax authorities for reporting purposes
  • Law enforcement when legally required

Other Disclosures:

  • With your written consent
  • In connection with a merger or sale of our business
  • To protect our legal rights or safety

We do not sell your personal information to third parties for marketing purposes.

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4. Data Security

We implement industry-standard security measures to protect your personal and financial information, including:

  • Encrypted data transmission and storage
  • Secure servers and firewalls
  • Limited access controls
  • Regular security audits and updates

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

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5. Data Retention

We retain your information for as long as necessary to provide services and comply with legal and regulatory requirements. Investment records are typically retained for at least seven years after account closure.
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6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

General Rights:

  • Access to your personal information
  • Correction of inaccurate information
  • Deletion of information (subject to regulatory requirements)
  • Restriction of processing
  • Data portability

California Residents (CCPA Rights):

  • Right to know what personal information is collected
  • Right to delete personal information
  • Right to opt-out of sale (though we don't sell information)
  • Right to non-discrimination

To exercise these rights, contact us at office@steffelyoung.com.

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7. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

  • Improve website functionality and user experience
  • Analyze website traffic and usage patterns
  • Remember your preferences
  • Provide security features

You can control cookies through your browser settings, though this may limit website functionality.

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8. Third-Party Services

Our website may contain links to third-party websites or use third-party services. This Privacy Policy does not apply to these external services, and we are not responsible for their privacy practices.
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9. International Data Transfers

If you are located outside the United States, your information may be transferred to and processed in the United States, where our servers and service providers are located.
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10. Children's Privacy

Our services are not directed to individuals under 18 years of age, and we do not knowingly collect personal information from minors.
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11. Changes to Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. Material changes will be communicated through appropriate channels.

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12. Contact Information

For questions about this Privacy Policy or to exercise your privacy rights, contact us at:

Steffel & Young, LLC
1329 E Kemper Rd Suite 4218B
Cincinnati, OH 45246
Phone: (513) 951-3535
Email: office@steffelyoung.com

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13. Regulatory Information

Steffel & Young, LLC is a private investment firm. This Privacy Policy is provided in accordance with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act and state privacy regulations.

Last Updated: August 2025

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